GARDINER, Maine (NEWS CENTER) -- The Maine Bureau of Insurance is reminding you that it's a good idea to sign up for flood insurance in advance of hurricane season.
State insurance officials say fewer than 5% of all homeowners and businesses in the state are properly insured through the National Flood Insurance Program.
State Insurance Superintendent Eric Cioppa says most homeowner insurance policies in Maine typically cover damage from leaking roofs, tree damage, or rain seeping in through windows, but flood insurance is generally only covered if purchased through the national program.
The State Bureau of Insurance says recent storms in Piscataquis County serve as a good reminder that people need to review their insurance policies to make sure they are covered.
"Flooding can be the result of hurricanes, can be the result of snow melting, rivers overflowing, even water main breaks. If your home or residential property, or even commercial property is flooded as a result of any of those, it would not be covered," Cioppa said.
For more information about the National Flood Insurance Program, click here.